My own divorce is why
I’m now here to help you.
At PA Divorce Real Estate Experts, we understand that navigating through a
divorce can be one of life’s most challenging experiences, especially when it
involves making decisions about your most significant financial asset – your
home. Our team of Certified Divorce Real Estate Experts (CDRE) is here to guide
you through the complexities of real estate transactions during this pivotal time.
Our Company Values
Our Mission
We're Different.
Why Choose Us?
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Specialized Expertise:
Our team specializes exclusively in divorce real estate. This focus allows us to offer unparalleled advice and insights that generalist real estate agents simply cannot provide. -
Comprehensive Support:
From initial consultation to closing, we’re with you every step of the way. We offer a full suite of services tailored to the unique needs of divorcing homeowners, including property valuation, strategic planning, and coordinated sale processes. -
Collaborative Approach:
We work closely with your legal and financial advisors to ensure that your real estate strategy aligns with your overall divorce settlement. Our goal is to facilitate a fair and equitable resolution for all parties involved. -
Empathy and Understanding:
We know firsthand the emotional toll that divorce can take. Our team offers not just professional support, but also a listening ear and a shoulder to lean on during this difficult time.
Our Services
Marital Home Evaluation
We provide a comprehensive analysis of your marital home's value, considering all factors that can impact your decision to sell, retain, or buy out your partner's interest.
Market Analysis and Strategy
With an in-depth understanding of the Pennsylvania real estate market, we devise strategies that maximize your property's value and align with your financial goals.
Coordinated Sale Process
For clients who decide to sell, we manage every aspect of the sale process, ensuring that it is conducted respectfully, efficiently, and with the utmost professionalism.
Refinancing and Buyout Assistance
We guide you through the refinancing or buyout process, helping you to secure the best possible terms and maintain homeownership if desired.
CDRE’s Code of Ethics
A Court-Appointed Realtor is an active Realtor who has an expanded duty to the Court, over and above their fiduciary duty defined by California’s Civil Code and the ethical standards set forth by the National Association of Realtors.
Sometimes, the Court will appoint a Realtor in a family law case to list and sell the property as the Court’s Expert under Evidence Code §730.
Sepi Miller was the pioneer of the role of a Court-Appointed Realtor. She has created her own Stipulation for Appointment and a Code of Ethics for her own practice that she abides by when she is Court Appointed.
Neutrality
CDRE is an independent third party with no vested interest in the outcome for either side.
Transparency
We are completely transparent about the listing and sales process and all matters that impact the sale.
Confidentiality
We fiercely protect all private information that does not impact the sale (such as phone numbers, email addresses, schedules, or personal circumstances that arise).
Restraining Order
We maintain protocols for restrained out-spouses who request access to the property.
No Dual Agency
We do not engage in dual agency, which means that we do not represent buyers in our listings. Our duty will be to the seller(s) only.
No Kickbacks
CDRE does not provide referral fees or kickbacks to attorneys representing our clients.
Arm’s Length Transaction
We’ll never have a vested interest in the buyer or the buyer’s agent, and will not buy the listing for personal or investment purposes. Further, we will not represent one party in another transaction during the listing and sales process.
Client First
The best interest of the family is always more important than the sale itself.
Sepi Miller’s Resume Packet
Navigating my own divorce unveiled the complexities of real estate decisions in such times, highlighting the need for specialized skills distinct from typical real estate transactions. This personal experience, coupled with my professional journey assisting homeowners amidst divorce, underscored the costly mistakes often made due to misinformation and lack of expertise in family law cases.
Driven by these insights, I’ve dedicated myself to guiding individuals through the nuanced process of managing real estate assets during a divorce. Emphasizing a personalized approach that fosters informed decision-making, my strategy focuses on neutrality and effective communication. This method not only streamlines the divorce listing process but also aims to empower divorcing spouses towards a quicker recovery, ensuring minimized legal fees, enhanced property value, and improved case efficiency.
Embarking on this path, I commit to being a steadfast advocate for my clients, helping them navigate their most significant financial decisions during such pivotal times.
I’m eager to connect with you and share in this journey together,
– Sepi Miller
Does every house or client qualify for CAP?
CAP clients are determined on a case-by-case basis. Things we look for are:
- The extent of repairs necessary
- The amount of equity in your property
- Whether or not CDRE was court-appointed in your case
- Terms in the court order
How long will CAP delay the listing and sale?
In most cases, we are able to have repairs and staging done within 2-3 weeks after the signing of the contract.
Do you disburse the money to me, or do you pay the contractors directly?
We pay the contracted professionals directly.
Is there a limit to how much CDRE will advance through CAP?
We will advance up to $10,000. The average CAP client receives between $3,000 and $7,000.
Do I have to be home to meet the contractors or professionals?
If you are not home, someone from the team will meet them there. However, we do not supervise nor take on liability for work performed by the contracted professionals.
Do I have to list and sell with CDRE in order to use CAP?
Yes, indeed! CAP is an exclusive benefit for our clients.
If the house doesn’t sell, do I have to pay CDRE back?
Yes. Our contract is a personal loan, to be paid back at close of escrow. If escrow does not close, then it is due within two weeks, subject to interest.
Is there a cost to use CAP?
Yes. Our contract is a personal loan, to be paid back at close of escrow. If escrow does not close, then it is due within two weeks, subject to interest.